If you are in the market for purchasing your first car, you may have come across loads of tips guiding you to make the best purchase. Most of the information shared to first-time vehicle buyers is trustworthy and helpful, however not all is true. Some myths about when and how to buy a car continue spreading regardless of them being false to reality. Here are five of the most common myths about buying a new car that you should know.

The internet is indeed a one-stop location for some of the best deals in multiple industries, including cars. However, it is false to claim that you cannot find worthy and attractive deals off the internet since not all sellers have an active internet profile. The internet only helps car dealers share the preset values of the vehicles to be sold, and other vital functions involved in the process require direct interaction.

Another misconception spread when buying a new car is that you need to have complete financing before approaching the seller. Most car dealerships offer discounts and friendly interest rates to their customers, meaning that you can still get a new car without complete financing. If you bring your funding to the agreement, the seller will be more lenient to expound your knowledge on the available discounts, meaning you will not get the best deal on your purchase.

A more significant percentage of car buyers are unaware that car dealerships care more about their customers than cars. They are fully motivated to selling automobiles that they enter into transactions not to exploit customers but to offer the best deal possible. Also, these dealerships handle hundreds of car sales every year, meaning that the chances of success for your trickery plans are low. Try and focus on getting the ideal vehicle that fits perfectly within your budget.

This myth is not entirely false, as some dealerships offer the best deals during the end month as they try to meet their quota. If a dealership has already met its quarter, the advice becomes false, and prices will remain the same. There is no definitive approach to knowing if the costs will be low or up, making the tip unreliable.

Buying a new car with cash is an advantage as some dealerships offer cash-only incentives. However, for firms offering incentives on financing and cash, the former delivers a greater benefit than the latter. It will help if you select a car that fits into your financing budget instead of getting one with the best sticker price to better value money.

Hartland automotive sales are the leading vehicle dealership in Elkhart, Indiana. It guarantees you some of the best deals for a wide range of automobile models, with a ready team for consultation and guidance in getting a deal you cannot refuse. Contact us for more tips and information on buying a new car.

Buying a car is one of the most significant purchases in our lives that we have to get right. It’s like purchasing a property. To get the best car, a lot of research and preparation is vital. Honing your negotiating skills is also essential to ensure you get the best price.

The decision to save a bit of some needed cash and buy an old gem or choose the intoxicating smell of a new automotive is not easy. However, although the initial costs of buying a new car may be higher, it is cost-effective in the long run.

In this post, we will look at five common myths associated with buying a new vehicle.

It is partially true that a new vehicle depreciates the moment you drive it home. However, it is essential to note that the depreciation should not be a matter of concern if you plan on owning the vehicle for a long time. For instance, depreciation should not affect your costs if you plan to buy a car that you will drive for the next eight years. Depreciation only matters when you intend to sell the vehicle immediately.

Since the onset of the pandemic, online car sales have increased significantly. Thanks to an increase in e-commerce car buying sites, buying a car online has never been easier. However, does that translate to a better deal? While many online car buying sites offer some of the lowest prices, they do not include interest rates, warranty and trade-in values. This could translate to higher costs than those negotiated at a dealership.

Most people believe that having cash at hand gives you the best deal when buying a car through a dealer. Although some dealerships offer discounts for cash payments, not all of them do. Ensure you enquire about all the cash discounts and financing options available at the time. When cash discounts are available, you can benefit from an all-cash purchase.

Car dealerships operate differently and may offer special incentives depending on specific quotas such as sales. Although some dealerships offer end of the month discounts, it is not common. Therefore, the price at the beginning of the month will remain the same at the end of the month.

Another common myth is that you can never get a good deal once a special offer elapses. The truth is that there is never a lost opportunity when it comes to buying a new vehicle. You should never put yourself under pressure to meet the criteria for a specific deal. In most cases, once one deal elapses, another one arrives in a few weeks. So if you don’t find an exceptional deal today, walk away and give it a few weeks, where you may find a special offer for the car you want.

We at Hartland Automotive Sales would like to partner with you in your quest to purchase a new car. Our main goal is to ensure that you get a complete automotive experience at the best price. Please contact us to test drive your next dream car.

At Hartland Automotive Sales, we are happy to help you find the new car of your dreams, no matter what kind it may be. We understand that everyone is looking for a different type of vehicle and we want to be there to provide you with the very best each time! When you need a vehicle, come and visit us to see what we can offer for you.

This will depend on the loan that you get. Many loans with the best terms do require the borrower to have some kind of down payment in order to get them. The amount will depend on the loan provider and the cost of the car. A good rule of thumb is, the more you can put down for the down payment, the better your terms and rates will be on the loan. If you can, it is best to put down at least 20% of the total price of the vehicle.

There are some loan providers that will work with those who need a car loan with no down payment. This is usually something reserved for those with lower incomes and for used cars though. You will need to talk with the specific loan provider to see what their rules are. Since this presents more risk to them, they may ask you to pay more fees or other things within the loan, costing you more money overall.

Putting in some kind of down payment will help you pay less over the life of the loan and can make the loan get paid off faster. When you have less to pay, the interest adds up slower and you can get the vehicle for less than before.

There are some lenders that will provide you with a loan even if you have bad credit. However, these are usually the ones where you will need to put down some sort of down payment on the vehicle. Those with bad credit struggle to pay their bills so the lender wants to make sure they can get their money back after working with you.

If you want to have a car loan without a down payment, it is much easier to do this when you have good credit. If you have the time, make sure to work on your credit ahead of time. Even a few points is enough to help get you noticed and can lower the amount you will need to pay to the lender to get the new car.

Buying a new vehicle can be tough. There are a lot of hoops to jump through and you may need to search around to find the right one for your needs before you make a purchase. At Hartland Automotive Sales, we can provide you with some of the best vehicles around, no matter what you are looking for. 

Contact us today to find the car of your dreams.  

Buying a new vehicle is a big decision and it is important to be prepared. There are a ton of options out there and sometimes it can seem confusing to those who are not used to it. Knowing the answers to some important questions, like those below, can make purchasing a vehicle so much easier.

The answer to this will depend on each individual buyer. Some people like the stability of having a new vehicle that will last them for a long time without a ton of repairs. Others like the idea of having a vehicle that is more affordable and does not have a payment. The choice is yours but consider it ahead of time.

This is not about picking the time based on when all the best deals are, though that can save you a lot of money along the way. But consider whether right now is the best time for you personally, and for your finances, to go and make such a big purchase. If you need to pay down some other debts or your budget just can’t handle some more debt, then it may be better to wait on purchasing the vehicle. Do not overstretch your budget when fixing up the older car may be a better option.

Consider the number that you want to spend and then stick with it. It is easy to get caught up in making the budget a little higher and then a little higher again. And before you know it, you have a vehicle you have to finance that is three times higher than you wanted to pay. Consider the price you are willing to spend and then stick with that when you go in to talk with the dealer.

Whether you need to get financing or not, it is important to make sure you get the best deal. Compare prices and interest rates so you pay as little as possible the whole time. If you have some time before purchasing a new vehicle, consider working on your credit score to lower the interest rate.

Before you go and purchase any kind of vehicle, you need to have a good idea about it. Know the features and what comes standard. And at least know what a good price is for each model, type, and year of the vehicle so you can really find the right one for you and not get taken advantage of.

It is important to have the right team on your side when you pick out a new vehicle. At Hartland Automotive Sales, we are here to help you with this. We have many great vehicles and will not pressure you to make a decision that you are not comfortable with. When you are ready to pick out a new vehicle for your needs, contact us today!

Are you in need of a new vehicle? Does it have to be brand new or just new to you? There are many great options that will get you the car you need quickly, safely, and affordably. If you are looking for the best deal in the Elkhart area, contact our professionals right away. We have a reputation for having excellent customer service and affordable prices. Our premium vehicles will improve your driving experience, and give you a more relaxed and enjoyable ride.

Do you need a car quickly? What does your credit look like? There are some simple leasing options that allow you to rent the car for a certain amount of time by signing a contract with the dealership. Hartland Automotive Sales will go above and beyond to make the process simple and quick. We will discuss a time frame and price to ensure that adequate payments are made during the allotted time. You can be driving away in your new ride in no time at all. If this sounds like an option for you, then contact our professionals right away, and let's discuss what we can do for you.

Financing is a little bit different when compared to leasing options. When you are financing a vehicle, you will be asking for a loan to pay for the vehicle in full. There is a contract made between financier and financee that will explain the length of time in which the loan must be repaid. The process is a little more difficult than with leasing. We will need to check your credit, wages, and more to ensure that you can successfully repay the loan back in the allotted time. If you do not have good credit, then you may want to think about taking the leasing option.

Which option is going to suit you best? One of the most important factors is your credit and employment wages. You need to make sure that you make around 3 times the amount of the loan you are seeking. This is a safety measure that is taken to ensure that the loan can successfully be paid on time and completed by the deadline. If you want a dealership that cares about your needs as well as themselves, then look no further. Whether you are looking to lease or finance a new vehicle, Hartland Automotive Sales will provide you with a fast, friendly, and affordable sales plan. We will work closely with you to determine the best options to get you in a new ride as quickly as possible.

Contact our friendly customer service experts right away, and let's discuss your needs. We are looking forward to getting you in your new car quickly, affordably, and safely. We follow all safety standards and requirements to keep everyone safe during the leasing or financing process. Come and see us soon!

The pandemic has really changed the way we make decisions with ourselves and our families. Are you in need of a new ride? If you have been pondering about filling out a credit application on a dealer's website, then you have come to the right place. Hartland Automotive Sales has invested in the latest technology, diagnostics, and software to ensure that your private information is safe at all times. We have made the process so simple that you can do it from the comfort of your own home. The question you are asking yourself is more or less is it safe?

It's extremely important keep your private information safe. If you are careless with this information, the chances of you becoming hacked, scammed, or becoming a victim of identity theft is highly likely. There is a simple solution to prevent this from happening. At Hartland Automotive Sales we take extensive security measures to ensure the safety of your private information. We have invested heavily in Firewall protections to ensure that our website will not be hacked, and your private information is always safe.

In the dangerous times of the pandemic, it is safer to have less human interaction at the time being. Hartland has produced a highly efficient website for our credit application. Our website designer has made the application process simple, quick, and safe for each of our customers. If you want to keep your information and yourself safe, apply for a credit application on Hartland Automotive Sale's website. Support your local business, and let us support you!

Our professionals are dedicated to safety and security. We follow all standards and regulations that are required to ensure the safety of everyone involved in our credit process. You do not have to worry about hackers or identity theft, when you use the best local automotive dealership in all of Elkhart. If you still do not feel safe completing the credit application online, you can always contact our credit professionals to assist you with your questions and concerns over the application. We are always happy to assist you in any way to ensure your safety. What are you waiting for? Click the link below to get started on your application right away. ( SUBMIT LINK FOR APPLICATION) You are the only thing standing in the way of getting a new ride. You are one click away from being able to finally enjoy your driving experience.

Contact our credit experts for any assistance regarding our online credit application. We are looking forward to assisting you with your application, and getting you into the ride of your desires. You can count on us for a fast, friendly, and efficient service on every occasion. We can even assist you in the future with car detailing, oil changes, and more. We are Elkhart's one-stop-shop for your automotive needs.

Yes, it is possible that a car dealership will help you pay off the amount on the loan that is left for your car. This will only happen though if the car is being traded in to the dealer, and if they are able to get their money back out of it all. If these are in place, then the dealer is more likely to use the value of the trade in to help you pay off your loan.

At Hartland Automotive Sale, we are happy to help you with any trade in that you have. We can even provide you with help paying off the current loan on the vehicle, taking some of the errands off your hands while still getting you some of the relief you need when purchasing a new car.

Most dealers will work to pay off the loan as quickly as possible. This helps to get the car out of your name and over to them, which is important when you are trying to sell it. However, you do need to give it some time for the loan to process and be paid off. You can always contact the dealer or the loan provider if it seems to take more time than you think it should.

The way this process works will depend on several factors. If the trade in is worth more than the amount of the loan, then the lender will pay it off for you and give you the rest of the money. This can be used to help pay for a new vehicle or even as part of a down payment and is a way to lower what you owe on the new car.

However, if you owe more on the loan than you can get for the trade-in, you will still need to pay off the remainder of the loan. The dealer can give you the money to help with this, or you can have them pay off the loan for you depending on your arrangement.

Yes, you can always negotiate what you own on any loan that you get. Whether you can get the lender to negotiate with you is another question. You will need to talk to your specific lender to figure out whether this is something that you can do. Depending on the situation, it is possible to limit how much you owe on your old car while purchasing something new.

If you are considering trading in your vehicle and getting a new car to get you around town, come visit us at Hartland Automotive Sales. We are happy to serve our customers in the area and can answer any questions you may have about your current vehicle or a new one you want to purchase. 

Contact us today to see how we can help you.